The Williamsburg

Archive for the ‘Our Total Money Makeover’ Category

Catch Up

Posted by: Nikki on: August 7, 2008

So right now I’m sitting on an Amtrak train headed to DC. Gotta love technology. Since I have soooo much time I figured it’d be a good time to catch up on blogging. Let’s see, where do I begin? I’m a stay-at-home mom again. Have been for two weeks now. It’s gotten easier since I [...]

Bye Bye Barney

Posted by: Nikki on: June 24, 2008

Dave just about promised once we made a decision to not spend money something would come up to test our commitment. We were doing really well, no Murphy’s Law situations at all. Then a few days ago I noticed the couch looked weird. The pillows weren’t sitting as high as usual and the seat seemed [...]

The Way We Were

Posted by: Nikki on: June 23, 2008

We believe we realize now why all our financial planning of the past was less than completely successful. It was our attitude. A very long time ago, I heard a minister say,
God will not put more on you than you can bear. God will not bless a man with a million dollars if he doesn’t even know how [...]

Two New Used

Posted by: Nikki on: June 14, 2008

We’ve gone from a car and van to a car and a Jeep. Looking in my driveway I see the sacrifice we just made, yet I’m smiling on the inside. I feel like we’re in the beginning stages of a new fitness routine. All the things we’re doing now is the start up. I expect after a [...]

Van’s Gone … Kinda

Posted by: Nikki on: June 10, 2008

Now we’re in a pickle. We have a buyer with cash in hand, ready to purchase the van today! However we can’t sell it today because right now it’s the only vehicle we have! Alrighty then. I guess we need to step up our used vehicle search. But thankfully we aren’t going back to the [...]

The F Word

Posted by: Nikki on: June 9, 2008

No, not that one. There’s a new one around here that may as well be another curse word. It’s FINANCING! My mind has truly been transformed. I’m amazed how this something that seemed so ordinary only a few weeks ago is now so repulsive to me. Financing, payments, credit–it’s all the same foul language that [...]

Car’s Gone

Posted by: Nikki on: June 5, 2008

Sunday evening, less than one minute after we posted our car on craigslist, we had an interested buyer. Today the car is gone. The cash is in the bank posed to launch at one of our credit cards. This is really happening. We are down to the van, but we have a buyer coming to [...]

Our Total Money Makeover

Posted by: Nikki on: May 31, 2008

I have to start blogging about this because this is HUGE! A few weeks ago Disa got pumped about Dave Ramsey’s Total Money Makeover and issued the challenge to a few of us to join them on the journey. After skimming some of the reading material, what grabbed me was the mention of the process [...]


The Good Stuff

Jesus, who lives to be our King, once died to be our Savior.


  • LaVerne: Good Morning Babygirl. Sorry you are having your moments. We all have them if that is any relief to you. Trust me, God has the perfert job for yo
  • Nikki: Don't tease me girlie!
  • heather: Yay! Finally an update! :D Glad to hear things are going so well!! Love and miss you girl! Maybe someday WE can move there too :D

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